Frequently asked questions

Here's answers to most frequently asked questions.

Discovering Speedle
Who is Speedle ?and what do we do
Speedle is not just a lender; we're your financial sidekick here to make lending as accessible and enjoyable as a weekend picnic.
Why is Speedle Incredibly Fast?
We're addicted to tech and innovation! Your time is precious, and that's why we've jazzed up our processes to give you the fastest lending experience ever.
What Sets Speedle Apart?
We're all about accessibility and simplicity. Speedle makes it a breeze. Our rates and options are as competitive as your dance moves on a Saturday night
Starting your Speedle story
Eligibility for a Speedle Loan

Everyone deserves a fair go, and that's our motto. Smart loans designed for everyone – why not give it a spin?

A Fresh Start After Bankruptcy
Past challenges are so yesterday! If you've danced with bankruptcy, we're still here for your next financial groove.
How Much Can You Borrow with Speedle?
Flexibility is our middle name – from $500 to $5,000, we tailor our loans to match your financial rhythm.
Getting Started with Speedle
Just a sprinkle of basic details – personal, banking, and income. Our process is as straightforward as a picnic in the park.
Credit Checks at Speedle
Yep, we do credit checks, but we're not sticklers. We focus on your current financial health and potential, not just the score.
Speedle's Electronic Statement Submission
Digital and secure – our process is like your favorite song, saving you time and hassle. We make sure your bank sends us the data to make sure its easy for you.
Understanding How Speedle Works
Defining Your Credit Limit
Your credit limit reflects our commitment to responsible lending, tailored to your financial vibes which you can access when you need it.
Accessing Your Available Credit
Easy management and access – we've got your financial flexibility covered. Just apply online and access your account from a self service portal
Increasing the size of your Loan?
Dreaming bigger? Check your eligibility for a larger loan. It's just a few clicks away in our Member's Area.
Applying for More with Speedle
Already part of the Speedle family? Dive into the Member's Area for more loan options – we're here to fuel your financial growth.
Understanding Partial Approvals
Custom-fitted loan offers – you get what's right for you, not just what you apply for. We want to make sure you can afford what you borrow.
Reapplying After a Decline
Life is about second chances. If your circumstances change, we're here for your encore. Just re-apply and we will consider your new application.
The Speedle Loan Engine
Our smart loan engine works day and night to find the perfect credit limit, focusing on your needs and financial wellbeing
Repayments and Fees with a Smile
Transparent Costs at Speedle
Our fee structure is as clear as a day at the beach – check out our rates and terms on or website or monitor your loan through our self service portal.
Determining Your Repayment Amount
Tailored repayments that groove with your loan amount and financial rhythm. We also allow early repayments with no added fees or penalties.
Making Repayments Effortlessly
Automated repayments synced with your pay cycle – managing your loan has never been smoother with our self service portal
Understanding APR at Speedle
Straightforward and competitive APR, reflecting our commitment to fair and transparent lending. We charge no fees for early repayment.
Scheduling Your Repayments
Synced with your income cycle for a financial dance without missteps. If your pay date changes let us know.
No Hidden Costs – Just Honesty
Clarity is our jam! All details laid out in your loan schedule, so you can plan with confidence. We have no hidden fees
Navigating Missed Repayments
Life happens – talk to us, and let's find solutions together to avoid unnecessary fees and stress. We are always here to help!
Receiving Your Funds with Speedle
Speedy Fund Transfer
After approval, we aim to transfer your funds within 60 seconds. Most banks will have your funds ready in a jiffy.
Bank Processing Variations

Banks have their own groove, so transfer times might vary. But no worries, we're on top of it.

After-Hours Approvals
Missed the daytime cutoff? Your funds will be there the next business day, ready and waiting with our partnership with most banking institutions.