Personal Loan

Speedle Personal Loans

Bills don't wait, and neither should your loan! Speedle gets you $500 to $5,000, paid into your account within 60 seconds of approval. Apply for personal loans in Australia that move as fast as your life does.

Apply nowAm I eligible?

Borrow at Your Own Pace

Speeeeeeeeeeeeedle

Whatever's brought you here, we've built our process around fast personal loans sorted quickly, without the stress traditional lenders pile on.

Diverse loan amounts

Small loans
$500-$2000
Bigger loans
$2001-5000

Repayment your way

Flexible terms from 1 month to 1 year to suit your financial plan
No early repayment fees
No account fees

Transparent fees

Small loans
20% set up fee, 4% monthly fee
Bigger loans
Flat fee of $400, Interest 47.8% APR

What Can a Speedle Personal Loan Do for You?

Unlike a car loan or a mortgage, a Speedle personal loan isn't locked to one purpose. It's there for whatever life throws at you, whether that's:

  • An unexpected emergency expense
  • A gap between pays that a payday loan usually covers
  • Car repairs, dental work or a medical bill that can't wait
  • A holiday, event or purchase you've been saving for

Personal Loan FAQs

How do I apply for a personal loan online?

Applying for a personal loan online with Speedle takes just a few minutes. Choose your amount, complete the online form and you'll know if you're approved shortly after. Apply now to get started! We also offer payday loans, car loans and more, if one of those is a better fit for what you need.

Can I repay my personal loan early?

Yes, and it won't cost you extra. Speedle charges zero early repayment fees, so paying off your loan ahead of schedule only saves you money.

How much will my personal loan repayments be?

It depends on your loan amount and term. Smaller loans carry a 20% setup fee plus a 4% monthly fee, while bigger loans have a flat $400 fee with 47.8% APR interest. You can see full examples of our loan rates and fees before you apply.

Will checking my eligibility affect my credit score?

Checking whether you're eligible won't hurt your credit file. It's a quick way to see where you stand before you commit to a full application.

What documents do I need to apply for a personal loan online?

You'll need proof of identity, proof of Australian residency and evidence of a steady income of more than $410 per week. Our online form guides you through exactly what's required as you go.

How quickly can I get approved for a personal loan?

Applications for personal loans online with instant approval are available around the clock. Because we use alternative credit assessments alongside traditional checks, we can make faster, fairer decisions than a lot of traditional lenders.

How much can I borrow with a personal loan?

Quick personal loans range from $500 up to $5,000, sitting within our full range of small and medium loans. Smaller loans (up to $2,000) suit short-term needs, while bigger loans (up to $5,000) give you more room for larger expenses.