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surprises when it comes to fees

Whether it’s for unexpected bills, a personal goal, or a small business venture, it’s our Speedle approach to money that makes the journey not just speedy but simple.

Overdue account fees
Zero

Early repayment fees
Zero

Dishonour fee*
$10

*If you call us before, we’ll waive it.

Overdue account fees

Zero

Early repayment fees

Zero

Dishonour fee

$10

But if you call us before, we’ll waive it.

Understanding your loan costs

We’re all about keeping things clear, fair, and speedy. Here’s what you need to know about our loan costs – no jargon, just the essentials.

Small Loans

Borrow between $500 - $2,000

20% set up fee, 4% monthly fee

Here's an example:

Amount
$1,000
Pay back
26 weeks
Establishment fee
20%
Monthly fee
4%

$55/week

Medium Loans

Borrow between $2,001 - $5,000

Flat fee of $400, Interest 47.8% APR,
Comparison Rate* 66.39% p.a.

Here's an example

Amount
$3,000
Pay back
52 weeks
Establishment fee
$400
Interest
47.8% APR*

$80/week

* Comparison rate: 66.39% p.a. calculated on a $2,500 unsecured loan over 2 years, with a $400 establishment fee, 48% p.a. interest rate, and repaid in equal fortnightly instalments.
WARNING : This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
In reference to the comparison rate example specified above, Speedle does not offer loan terms of 2 years and its maximum loan term is 1 year.